Get to Know Us

Apkaapay is a leading digital service platform dedicated to empowering retailers and customers across India with fast, secure, and convenient financial and utility services. We specialize in offering a wide range of digital solutions including mobile and DTH recharges, bill payments, AEPS (Aadhaar Enabled Payment System), DMT (Domestic Money Transfer), and various other essential multiservices.

  • We specialize in building secure, scalable, and innovative financial technology solutions for businesses of all sizes.
  • Everything we do is designed to simplify complex financial processes and enhance the user experience.
  • We follow the highest standards in data security and regulatory compliance, including PCI-DSS, KYC, and AML protocols.
  • From seamless payment gateways to real-time analytics and automated reconciliation, we offer a full stack of financial tools.
  • Whether you're a startup or enterprise, our flexible infrastructure grows with your business.
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Explore Our Services

Discover a full suite of fintech solutions designed to power your business growth, simplify operations, and enhance customer experience.

Recharge

Withdraw cash instantly using biometric verification, accessible anytime, anywhere in India.

Cash Deposit

Transfer money seamlessly from one account to another across India, instantly and securely.

Money Transfer

Pay all your bills from one portal, saving time and effort—no more travel hassles.

AEPS (Aadhaar Enabled Payment System)

Pay all your bills from one portal, saving time and effort—no more travel hassles.

Bill Payment

Pay all your bills from one portal, saving time and effort—no more travel hassles.

Microatm

Pay all your bills from one portal, saving time and effort—no more travel hassles.

Explor Our Service

Mobile Recharge

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DTH Recharge

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Electricity Bill Pay

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AEPS

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Insurence

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Your Growth Partner Across Every Stage of Business

No matter the size or stage of your business, choosing the right partner can make all the difference. We support startups seeking to establish a solid foundation, SMEs aiming to scale efficiently, and large enterprises managing complex operations. Our flexible and robust fintech solutions are built to adapt to your unique needs, ensuring you stay ahead in a fast-moving digital economy.

With a commitment to innovation, security, and personalized support, we go beyond just providing services — we become an extension of your team. From seamless payment processing to real-time analytics and dependable customer service, we empower businesses across industries to operate smarter, grow faster, and serve their customers better.

Our Values

We continuously push boundaries to deliver smarter, faster, and more reliable financial solutions.

Every decision we make is guided by our commitment to delivering value, trust, and simplicity to our users.

We uphold the highest standards of data protection and compliance to ensure every transaction is safe and secure.

Easy Install & Use

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Simply provide a few basic parameters to instantly and effortlessly generate your payment gateway link.

Integrate fintech services seamlessly into your platform with minimal setup and maximum flexibility.

Monitor transactions and manage your fintech services in real-time through a secure and user-friendly dashboard.

Innovative Payment Solutions

Experience cutting-edge payment technology designed to simplify transactions, enhance security, and support a wide range of payment methods for businesses of all sizes.

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Comprehensive Payment Options

Offer your customers the flexibility to pay their way from credit/debit cards and UPI to digital wallets and net banking, all through one unified platform.

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Exceptional Success Rates

Achieve industry-leading transaction success rates with intelligent features like auto-filled details and seamless reconciliation, ensuring smoother and faster payments.

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Unmatched Security

Protect every transaction with advanced encryption, fraud detection, and compliance with industry standards ensuring your data and payments are always secure.

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Unified Business Dashboard

Manage all your transactions, analytics, settlements, and customer insights from a single, intuitive dashboard — giving you complete control and visibility over your fintech operations.

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Riskless Business

Streamline your operations with a centralized dashboard that brings together payments, insights, and performance metrics — all in one place for smarter business decisions.

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Premium Customer Support

Get round-the-clock assistance from our dedicated support team, ensuring quick resolutions, expert guidance, and a seamless experience whenever you need help.

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